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Personal Loan

Medical emergency, wedding, travel, home renovation or any personal need — instant personal loan with minimum documents.

Personal Loan

What Can You Use a Personal Loan For?

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    Medical Emergency: Fast loan for hospital bills
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    Wedding: For your or family's wedding
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    Home Renovation: Give your home a new look
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    Travel: Fund your dream vacation
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    Education: For fees or courses
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    Debt Consolidation: Merge all loans into one
LOAN AMOUNT
₹50,000 – ₹50 Lakh
INTEREST RATE
From 11% p.a.
TENURE
1 – 5 Years
Rates

Personal Loan Interest Rates

Bank / NBFCInterest RateMax AmountMax Tenure
SBI11% – 14%₹20 Lakh6 Years
HDFC Bank10.75% – 24%₹40 Lakh5 Years
ICICI Bank10.85% – 16%₹50 Lakh6 Years
Axis Bank10.99% – 22%₹40 Lakh5 Years
Bajaj Finance13% – 26%₹35 Lakh5 Years
Kotak Bank10.99% – 24%₹40 Lakh5 Years

*Rates vary by profile. ISK Finance will select the best bank for you.

Calculator

Personal Loan EMI Calculator

Loan Amount ₹5 Lakh
Interest Rate 12%
Loan Tenure 3 Years
Apply Now →
MONTHLY EMI
₹16,607
Principal₹5,00,000
Total Interest₹97,852
Total Payable₹5,97,852
Requirements

Eligibility & Documents

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Eligibility Criteria

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    Age: 21 – 60 Years (Salaried) / 65 Years (Self-Employed)
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    Salaried: Min ₹15,000/month income
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    Self-Employed: Min ₹2 Lakh annual income
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    CIBIL Score 700+
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    Employment: Min 6 months in current job
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Documents Needed

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    Aadhar Card + PAN Card
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    Last 3 month salary slip (Salaried)
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    Last 2 year ITR (Self-Employed)
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    Last 6 month bank statement
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    Address proof (Utility bill / Rent agreement)
Simple Process

How to Get a Personal Loan?

1
Apply
Fill the form or call — takes 5 min
2
Eligibility
We'll decide the best bank and rate
3
Documents
Submit minimum docs — quick verification
4
Get Loan
Amount in account within 24–48 hrs

Need a Personal Loan?

ISK Finance & Realty — Surat's trusted loan partner. Fast approval, minimum documents.

📋 Apply Now 📞 88664 14193