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⚡

Instant Loan

Loan in your account within 24 hours — minimum documents, fast approval, zero stress. ISK Finance's fastest solution for emergencies.

⚡ Apply Now 📞 Call Now

Instant Loan Types

Which Type of Instant Loan?

As per your need — all types of instant loans available

🏥

Medical Emergency

Up to ₹10 Lakh

Instant fund for hospital bills, surgery, treatment

💼

Salary Advance

Up to ₹5 Lakh

Instant salary loan when you need funds before month end

💳

Emergency Cash

Up to ₹25 Lakh

Instant cash loan for any urgent expense

🎓

Education Fee

Up to ₹15 Lakh

Fast loan for college fee, admission, exam fee

🏠

Rent / Deposit

Up to ₹5 Lakh

For deposit or rent advance of a new home

✈️

Travel Loan

Up to ₹8 Lakh

Instant fund for urgent travel, visa, ticket booking

Process

Loan in Just 4 Steps

So simple — can be done from home too

📱

Apply

Fill online form or call — takes just 5 minutes

⏱ 5 Minutes

📋

Documents

Just Aadhar + PAN + Bank Statement — nothing else

⏱ 10 Minutes

✅

Instant Approval

Our experts will give a decision within 2 hours

⏱ 2 Hours

💰

In Your Account

Loan transferred to your account within 24 hours

⏱ 24 Hours

Rates & Plans

Instant Loan Interest Rates

Transparent pricing — no hidden charges

Loan Type	Amount	Monthly Rate	Annual Rate	Max Tenure
⚡ Instant Personal Loan	₹50K – ₹25L	1.5% – 2.5%	18% – 30%	36 Months
🏥 Medical Emergency	₹50K – ₹10L	1.5% – 2%	18% – 24%	24 Months
💼 Salary Advance	₹10K – ₹5L	2% – 3%	24% – 36%	12 Months
💳 Emergency Cash	₹25K – ₹25L	1.75% – 2.5%	21% – 30%	24 Months
🎓 Education Fee	₹1L – ₹15L	1.5% – 2%	18% – 24%	36 Months

* Exact rates are decided based on your profile. Call for free consultation.

Calculator

Instant Loan EMI Calculator

Loan Amount ₹2 Lakh

Monthly Interest Rate 2%

Loan Tenure 12 Months

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MONTHLY EMI

₹18,371

Principal₹2,00,000

Total Interest₹20,452

Total Payable₹2,20,452

Eligibility

Who Can Get an Instant Loan?

✅

Eligibility Criteria

✓
Age: 21 – 55 Years
✓
Indian Citizen — Salaried or Self-Employed
✓
Min monthly income ₹15,000
✓
CIBIL Score 650+ (Also possible with no score)
✓
Active bank account with 6 month history
✓
Resident of Surat or nearby area

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Only These Documents Needed

✓
Aadhar Card (Identity + Address proof)
✓
PAN Card
✓
Last 3 month bank statement
✓
Latest salary slip (for Salaried)
✓
Passport size photo

FAQ

Frequently Asked Questions

After submitting the application, approval within 2 hours and loan disbursement in your account within 24 hours.

Yes, ISK Finance provides loans with low CIBIL score in some cases — the rate may be slightly higher. Contact us directly.

Up to ₹25 Lakh in instant loan — depending on your income, CIBIL score and repayment capacity.

No — Instant Loan is an unsecured loan. No need to pledge any property, gold or anything else.

Most banks allow free prepayment after 6 months. A nominal charge may apply in some cases — we'll clarify everything before you apply.